Privacy policy

wealth management website is owned by SmartCargo Wealth Management, which is a data controller of your personal data.

We have adopted this Privacy Policy, which determines how we are processing the information collected by wealth management, which also provides the reasons why we must collect certain personal data about you. Therefore, you must read this Privacy Policy before using wealth management website.

We take care of your personal data and undertake to guarantee its confidentiality and security.

Personal information we collect:

When you visit the wealth management, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the installed cookies on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products you view, what websites or search terms referred you to the Site, and how you interact with the Site. We refer to this automatically-collected information as “Device Information.” Moreover, we might collect the personal data you provide to us (including but not limited to Name, Surname, Address, payment information, etc.) during registration to be able to fulfill the agreement.

Why do we process your data?

Our top priority is customer data security, and, as such, we may process only minimal user data, only as much as it is absolutely necessary to maintain the website. Information collected automatically is used only to identify potential cases of abuse and establish statistical information regarding website usage. This statistical information is not otherwise aggregated in such a way that it would identify any particular user of the system.

You can visit the website without telling us who you are or revealing any information, by which someone could identify you as a specific, identifiable individual. If, however, you wish to use some of the website’s features, or you wish to receive our newsletter or provide other details by filling a form, you may provide personal data to us, such as your email, first name, last name, city of residence, organization, telephone number. You can choose not to provide us with your personal data, but then you may not be able to take advantage of some of the website’s features. For example, you won’t be able to receive our Newsletter or contact us directly from the website. Users who are uncertain about what information is mandatory are welcome to contact us via sanch150@gmail.com.

Your rights:

If you are a European resident, you have the following rights related to your personal data:

The right to be informed.
The right of access.
The right to rectification.
The right to erasure.
The right to restrict processing.
The right to data portability.
The right to object.
Rights in relation to automated decision-making and profiling.

If you would like to exercise this right, please contact us through the contact information below.

Additionally, if you are a European resident, we note that we are processing your information in order to fulfill contracts we might have with you (for example, if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information might be transferred outside of Europe, including Canada and the United States.

Links to other websites:

Our website may contain links to other websites that are not owned or controlled by us. Please be aware that we are not responsible for such other websites or third parties' privacy practices. We encourage you to be aware when you leave our website and read the privacy statements of each website that may collect personal information.

Information security:

We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We keep reasonable administrative, technical, and physical safeguards to protect against unauthorized access, use, modification, and personal data disclosure in its control and custody. However, no data transmission over the Internet or wireless network can be guaranteed.

Legal disclosure:

We will disclose any information we collect, use or receive if required or permitted by law, such as to comply with a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

Contact information:

If you would like to contact us to understand more about this Policy or wish to contact us concerning any matter relating to individual rights and your Personal Information, you may send an email to sanch150@gmail.com.

This Privacy Policy explains how information about you is collected, used and disclosed by SmartCargo LLC (“Company,” “we,” “us” or “our”). This Privacy Policy applies to information we collect when you use our services, or when you otherwise interact with us.

We may change this Privacy Policy at anytime. If we make changes, we will notify you by revising the date of this policy and, in some cases, we may provide you with additional notice. We encourage you to review our Privacy Policy whenever you access the services or otherwise interact with us to stay informed about our information practices and the ways you can help protect your privacy.

Collection of Information

Information You Provide to Us

We collect information you provide directly to us. For example, we collect information when you create an account, participate in any interactive features of the services, make a purchase, communicate with us via third-party social media sites, request customer support or otherwise communicate with us.

The types of information we may collect include your name, email address, password, postal address, phone number, gender, date of birth, occupation, employer information, photo, payment information (such as your credit or debit card and billing address), preference or interest data, and any other information you choose to provide.

Use of Information

We may use information about you for various purposes, including to:

Provide, maintain, improve and promote our products and services;

Provide and deliver the information, products and services you request, process transactions and send you related information, including confirmations and receipts;

Send you technical notices, updates, security alerts, and support and administrative messages;

Respond to your comments, questions and requests, and provide customer service;

Communicate with you about products, services, surveys, offers, promotions, rewards and events offered by Company and others, and provide news and information we think will be of interest to you;

Monitor and analyze trends, usage and activities in connection with our services;

Personalize and improve the services and provide advertisements, content or features that match user profiles or interests;

Facilitate contests, sweepstakes and promotions, and process and deliver entries and rewards;

Link or combine with information we get from others to help understand your needs and provide you with better service; and

Carry out any other purpose for which the information was collected.

We are based in Michigan, United States and the information we collect is governed by U.S. law. By accessing or using the Services or otherwise providing information to us, you consent to the processing and transfer of information in and to the U.S. and other countries.

Sharing of Information

We may share information about you as follows or as otherwise described in this Privacy Policy:

With vendors, consultants and other service providers who need access to such information to carry out work or perform services on our behalf;

When you participate in the interactive areas of our services, certain information you provide may be displayed to other users, such as your name, photo, comments and other information you choose to provide;

In response to a request for information if we believe disclosure is in accordance with, or required by, any applicable law, regulation or legal process;

If we believe your actions are inconsistent with our user agreements or policies, or to protect the rights, property and safety of Company or others;

with your consent or at your direction.

Security

Company takes reasonable measures to help protect information about you from loss, theft, misuse and unauthorized access, disclosure, alteration and destruction.

Your Choices

Account Information

You may review, correct or modify information maintained in your online account at any time by logging into your account and updating your profile information or by emailing us at sanch150@gmail.com. If you wish to delete or deactivate your account, please email us at sanch150@gmail.com, but note that some information you provide through the services may continue to be accessible (e.g., comments you submit through the services) and that we may continue to store information about you as required by law or for legitimate business purposes. We may also retain cached or archived copies of information about you for a certain period of time.

If you have any questions about this Privacy Policy, please contact us at sanch150@gmail.com

Refund Policy

To be eligible for a refund, you must make a refund request through our customer service team (sanch150@gmail.com) within the applicable time period for your program as set forth below.

Your online access to all program materials is contingent on maintaining good standing in all of our programs for which you have registered. A failure to pay an installment for any program may result in the suspension or termination of your account and access to programs. For more information, see Section 4.6. of the Terms of Service.

Our standard refund policy for non-subscription programs is a 60-Day, 100% Money-Back Guarantee.

If you don’t love one of our non-subscription programs, just email support@iwillteachyoutoberich.com during the first 60 days and show us your completed exercises, and share the reason you believe you are not getting results. We’ll refund 100% of the purchase price.

This policy covers

It does not cover products that, by their nature, require a modified or unique refund policy.

For any purchase

We offer a 30-day money-back guarantee, if no services are rendered. You must email sanch150@gmail.com within the first 30 days of placing an order to receive a full refund.

No Cancellations. Other than in connection with our Refund Policy, all sales are final and we do not offer any refunds or cancellations. If you select an installment payment plan, you will be obligated to complete all installment payments.

Errors in Charges. In the event of an error that results in an incorrect charge, we reserve the right to correct such error and revise your order accordingly if necessary (including charging the correct price) or to cancel the order and refund any erroneous amount charged. In addition, we may, in lieu of a refund as provided in this paragraph, opt to provide you with a service credit, with a value equal to the amount charged to your payment method.

Taxes. You are responsible for any applicable sales or use tax, duties, or other governmental taxes or fees payable in connection with your purchase. If you do not pay such sales or other tax or fee on a transaction, you will be responsible for such taxes or fees in the event that they are later determined to be payable on such sale, and Company reserves the right to collect such taxes or other fees from you at any time.